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Tuesday, September 8, 2009

Sloppy Legal System Ruins Another Life

Debt collector's ID snafu 'ruins my life'
The New York Post by ALEX GINSBERG - September 8, 2009
She should be in medical school by now, on her way to becoming a pediatrician.

Instead, Rachel Lindor is a college dropout, sharing a room with her sister in Brooklyn and working for $9.25 an hour -- the victim of a debt-collection paperwork snafu that destroyed her dream, according to a shocking suit filed last week. Lindor, 23, was a junior at Penn State looking forward to medical school when things came crashing down after a $4,352.17 debt was wrongly attributed to her. "My plan was go to Penn State, finish college, get a job, move out, get a car . . . Now, I can't get into med school," Lindor said. "They have ruined my life." She first realized she was in trouble in fall 2006, when her student loans were canceled because she had been sued, without her knowledge, in Brooklyn Civil Court for the debt. It turns out that a "Raqul Lindor" had racked up thousands with AT&T Wireless. That debtor eventually came to be associated with Rachel's Flatbush address and yet another person's Social Security number. A collection agency, Palisade Collection, hired a law firm, Forster & Garbus, to go after "Raqul," which wound up, because of the snafu, being Rachel. In March 2005, unbeknownst to Rachel, the court entered a default judgment against her. A year and five months later, it was on her credit report. An odyssey of dead-end phone calls and red tape followed. Distracted, stressed out and growing penniless, she struggled to keep from being evicted from her apartment. Penn State let her sit in on classes without registering, but they terminated her from her work-study cafeteria job. "I'm thinking, I don't have money to go back to school," she said. "My credit-card bills are piling up. And I still have the civil judgment on my credit report. I'm crying. This is it. My life is over."

Finally, Forster & Garbus admitted in writing that the person it was looking to collect from had a different Social Security number -- though the firm never explained why, despite the discrepancy, it sued Rachel. Armed with the letter, Lindor got her credit report cleaned up -- but too late. Being broke during the fall 2006 semester, Lindor had failed to pay a single credit-card bill. What's more, she had been barred from taking some of her finals because she wasn't officially enrolled. Her GPA plummeted to 1.98, just under the 2.0 student lenders require. Now she's working as an assistant at Borough of Manhattan Community College, sharing a two-bedroom apartment with five relatives and forking over $300 a month to repay $80,000 in student loans -- for a degree she doesn't have. "That's what kills me," she said. Her lawyer, Kevin Mallon, said it wasn't a case of identity theft because ID thieves swipe personal information that matches. "If you're an identity thief, you steal a name and a Social that go together," Mallon said. "That's how you get a credit card or a phone account." So Mallon has gone after everybody, the credit bureau TransUnion, as well as Palisade, AT&T and Forster & Garbus, to figure out who was sloppy. Of the defendants, only Forster & Garbus agreed to comment. Lawyer Ron Forster said the "Raqul" account was closed and no money ever collected. "We deal with this on a regular basis," he said, referring to inaccurate information. "Inevitably, it's only that 1 percent or less that creates the problem, but that's all it takes." alex.ginsberg@nypost.com

23 comments:

Anonymous said...

Lawyers simply don't care. It's all, and ONLY, about money.

Anonymous said...

And they steal people's houses too this way --- especially the elderly.

Westchester Court Employee said...

I heard Westchester Surrogate Court lawyer Jody Keltz and her attorney husband are feeling the heat about the house she scammed from a dead lady. Where can I send the info I have?

Westchester Court Employee said...

I heard Westchester Surrogate Court lawyer Jody Keltz and her attorney husband are feeling the heat about the house she scammed from a dead lady. Where can I send the info I have?

Anonymous said...

The word is Jody Keltz is protected. Her boss Tony Scarpino has a few problems also with his paper work. He's like Charley Rangel, he forgot. Someone should check to see how Jody's paper work is. People hear her lawyer husband and his partner get a whole lot of case referred.

Anonymous said...

the
AG claims to have subpeoned real estate transactions in Niagara County New York, try reporting it to Cuomo, Theresa Snyder, atty in Amherst is the one who got some attention to the subject of the bagmen in our courts, who use the Surrogate Court System.........
I would call Snyder maybe she knows how to get the system to work

Anonymous said...

Some job by the judge who let in the evidence of the wrong person at the wrong address and the wrong social security number, and gave these slime a summary judgment.

She is not the only one whose life has been ruined by the legal system.

I really wonder if anything is ever going to change.

MaybeNoJudge said...

to the above poster..

It might be a Default by Clerk..

No Judge involved..

We need more information...

Anonymous said...

Put the professionals/lawyers in jail and ruin their lives the way they have done to many people. Its only fair!

Anonymous said...

the problem is our judges are altering paperwork, our courthouses are sloppy.....
so what does an attorney do.......
make the most money they can out of a case, any way they can, with the least amount of work......
some attorneys, because they know no one will question them,
they are self-gratifying governed bastards..................

file complaints on these lawyers everywhere
1. Attorney Grievance
2. CJC
3. FBI
4. AG

after that even try Paterson until someone listens!

Anonymous said...

see previous blogs on Niagara County Surrogate Court,
David Broderick, Thesesa Snyder and the AG.........

do not give up, go after the bastards, you are not alone!

Anonymous said...

if you file a complaint, remember they all cover for each other so be careful what you say, they tell each other, not always against you,
but sometimes it will be used against you...........
file the complaints.............

Anonymous said...

Jody Keltz, her husband and friends have gotten a whole lot more than that house that they stole from the old lady's estate. This is old news, why haven't the feds picked up on all this stuff on this blog? Oh, may be they don't know how to read.

Anonymous said...

the FEDS have to many calls they do not even answer anymore.......
they will not even give you their name when you call...............
file the complaints..........

Anonymous said...

and call uncle Tony............
you will get more results with those that believe in Christ......

Old School said...

This poor girl got screwed by the system and the system doesn't work, it's broken. If this happened to my daughter I would see to it that they had major problems. The feds don't give a crap they get their paychecks and could care less, so don't tell me or anyone about the feds. It's time to take care of business the old way.

Anonymous said...

when need to start posting their business and personal information on the with their pic, let the world no who they r! starting with how they screwed someone out of whatever, let's call it the GREED!

Eliot Ivan Bernstein, Mad Inventor said...

1. Plaintiff will summon the USAG, the Honorable Eric Holder, to represent Crimes alleged committed against the US Government, the USPTO, Foreign Nations and other Title 18 Crimes cited herein and in the Amended Complaint. Plaintiff has previously summoned Holder regarding these matters but Holder may be busy investigating a multitude of senior ranking Government lawyers, law firms and others alleged to have Violated International War Crimes and Torture Treatises. Crimes that led to the Death of Thousands of US Troops and Millions of foreign victims, resulting from War Crimes that were created by predominately Lawyers. On the other hand, perhaps Holder is busy investigating a multitude of senior ranking Government lawyers in regulatory posts who closed their eyes allowing the economic collapse of the nation. On the other hand and we are running out of hands, law firms may be at the center and cause of massive financial crimes and Ponzi schemes actually in Cahoots with lax Regulators. Interesting to note how many lawyers leave firms to undertake a noble and unpaid job in state and federal positions and then return to the fold when discovered committing crimes or covering them up for the firms and criminals involved. Why is this rant important here you may ask? This shows that recently Lawyers at the highest level of Government, the highest levels of Law Enforcement (i.e. the CIA, the USAG and the DOJ) and the highest level of business and economic law have committed and may still be committing very serious crimes. Crimes that are Treasonous, Violate International War & Torture Treatises and hosts of other crimes and where lawyers and the legal profession are at the center, perhaps the instigator of the crimes while wholly betraying the rule of law they are beholden too and sworn to in Oath under G-d. Crimes that collaborate with Plaintiff’s contention in the Amended Complaint that the powerful and politically connected Defendant Law Firms and Lawyers . Once caught, such persons seized control of the Government at the highest levels, in a coup d'├ętat, to prevent prosecution resulting from their crimes and achieve Top down control of the Executive Branch, Courts and Justice Dept and once the fox were in the henhouse, they moved on to more and more serious and lucrative crimes. These crimes have taken our Country into a very Sad and Dark period of her history, one where Government appears ruled by criminals who Violate their own rules and then try to change the rules and laws to make their crimes “legal”. Plaintiff patiently awaits response from Holder regarding the prior summons and will petition his office again regarding the new Obstruction crimes and other crimes defined herein but with an understanding of the far more serious crimes that must be stopped first to prevent further innocent US Soldiers from being murdered by actions resulting from bad lawyers with bad legal advice.
Eliot I. Bernstein
Inventor
Iviewit Holdings, Inc. – DL
Iviewit Holdings, Inc. – DL
Iviewit Holdings, Inc. – FL
Iviewit Technologies, Inc. – DL
Uview.com, Inc. – DL
Iviewit.com, Inc. – FL
Iviewit.com, Inc. – DL
I.C., Inc. – FL
Iviewit.com LLC – DL
Iviewit LLC – DL
Iviewit Corporation – FL
Iviewit, Inc. – FL
Iviewit, Inc. – DL
Iviewit Corporation
2753 N.W. 34th St.
Boca Raton, Florida 33434-3459
(561) 245.8588 (o)
(561) 886.7628 (c)
(561) 245-8644 (f)
iviewit@iviewit.tv
www.iviewit.tv
http://iviewit.tv/wordpress/
http://iviewit.tv/wordpresseliot/

Eliot Bernstein said...

CITIZENS ARREST MADE ON JUSTICES AND ATTORNEYS INVOLVED IN IVIEWIT "PATENTGATE" MATTER IN THE UNITED STATES SECOND CIRCUIT COURT UNDER JUDGE RALPH WINTER AND CLERK CATHERINE O'HAGAN WOLFE BOTH CITIZEN ARRESTED FOR CRIMINAL FELONIOUS ACTS.
READ THE FILING @

http://www.iviewit.tv/CompanyDocs/United%20States%20District%20Court%20Southern%20District%20NY/20090908%20FINAL%20Emergency%20Motion%20to%20Compel44948.pdf

Anonymous said...

Interesting to note how many lawyers leave firms to undertake a noble and unpaid job in state and federal positions and then return to the fold when discovered committing crimes or covering them up for the firms and criminals involved

if you need names.......
Terrance P Flynn, ex US Attorney

turn them in Flynn! or did you partake in it!
he must be guilty, why haven't the FEDS called me.........

Friends of Senator Maziarz,
Henry Wojtaszek

turn them in Flynn!

must be afraid of culpable, is he afraid, did he enjoy violating my rights on several occassions...
was that fun Flynn........
may you rest in your evil!

Remeber I do know a few of your prostitutes!

Anonymous said...

See Niagarafallspolitics.com

SAY IT AIN’T SO OH GREAT AND HOLY PRINCE OF REFORM!…MAZIARZ: STILL IN BED WITH ESPADA…NO WORD AS TO WHETHER PEDRO JR. WILL ATTEND SCHEDULED BIG APPLE FUNDRAISER FOR GEORGE PUT ON BY PEDRO SR.


this is our Senators that are not
mandating our legal system change, they are using it to benefit themselves and their prostitutes

MAKE A CHANGE
VOTE THEM OUT!

Anonymous said...

Why didn't Maziarz make the following changes in the last 14 years in the Senate, why is he challenging Paterson now? Rumor has it if the coup succeeded he would have been head of our Judiciary VOTE MAZIARZ OUT!

From Niagara Falls Gazette

Maziarz produced for the media a list of areas where he claimed the governor could find roughly $1.7 billion in additional funding. The list included cuts in state agency contracts, consolidation of state agencies, enhanced Medicaid fraud coordination, a freeze on state purchases of recreational lands, elimination of existing balances in the governor’s own budget accounts, the sale of surplus property and other proposals.

“He hasn’t done one consolidation of any state agency,” Maziarz said.


VOTE THEM OUT!

Anonymous said...

RUMOR HAS IT, MAZIARZ WILL USE ANY JUDGE...OR SHOULD I SAY SET UP!

Blog Archive

See Video of Senator John L. Sampson's 1st Hearing on Court 'Ethics' Corruption

The first hearing, held in Albany on June 8, 2009 hearing is on two videos:


               Video of 1st Hearing on Court 'Ethics' Corruption
               The June 8, 2009 hearing is on two videos:
         
               CLICK HERE TO SEE Part 1
               CLICK HERE TO SEE Part 2